BENEFITS OF INVESTING IN UNIT TRUST FUNDS

Diversification

The spreading of risks over a wide variety of securities in different sectors. Normally to do this, investors need a substantial amount of money to buy a diversity of stocks. However, unit trust funds facilitate this by providing small investors with an opportunity to pool their savings to invest in a diversified portfolio of investment. Investment risk is spread or diversified among a large number of securities or other assets.

Professional Management

Access to professional investment managers, which is not generally available to the individual investor with a small amount of money to invest, or if the individual investor invests in fixed-deposits or makes direct investment in the stock market.

Convenience

Simplification of and savings in administration of buying, selling and holding investment as compared with you holding a portfolio of investment on the capital market yourself.

Liquidity

You may redeem all or part of your units on any Business Day.

Affordability

You only need a small amount of money to participate in a professionally managed portfolio of investment and enjoy the same benefits accorded to others when investing in high-priced securities. At the same time, you can also obtain returns from a portfolio of investment as opposed to the limited number of securities when one invests in the market directly.