Investment Via Auto Labur
Investor sets up a monthly Auto Labur deduction of RM100 via myASNB.
No redemption was made throughout FYE 2025.
Monthly Minimum Balance FYE2025
| Month | Unit Balance |
|---|---|
| January | 50,000.00 |
| February | 50,100.00 |
| March | 50,200.00 |
| April | 50,300.00 |
| May | 50,400.00 |
| June | 50,500.00 |
| July | 50,600.00 |
| August | 50,700.00 |
| September | 50,800.00 |
| October | 50,900.00 |
| November | 51,000.00 |
| December | 51,100.00 |
| Unit balance | 606,600.00 |
ASB Income Distribution and Bonus Calculation
Total distribution: RM2,906.64
Investment Via ASB Financing
Investor has ASB Financing of RM30,000.
The ASB investment balance is 0 for the financial year end 2025.
Monthly Minimum Balance FYE2025
| Month | Unit balance |
|---|---|
| January | 30,000.00 |
| February | 30,000.00 |
| March | 30,000.00 |
| April | 30,000.00 |
| May | 30,000.00 |
| June | 30,000.00 |
| July | 30,000.00 |
| Auguts | 30,000.00 |
| September | 30,000.00 |
| October | 30,000.00 |
| November | 30,000.00 |
| December | 30,000.00 |
| Unit balance | 360,000.00 |
ASB Income Distribution AND Bonus Calculation
Total distribution: RM1,725.00
Investment Balance Less Than RM30,000
Investor made online redemption of RM300 every month throughout year 2024.
No subscription made throughout the year.
Monthly Minimum Balance FYE2025
| Month | Unit balance |
|---|---|
| January | 22,000.00 |
| February | 21,700.00 |
| March | 21,400.00 |
| April | 21,100.00 |
| May | 20,800.00 |
| June | 20,500.00 |
| July | 20,200.00 |
| August | 19,900.00 |
| September | 19,600.00 |
| October | 19,300.00 |
| November | 19,000.00 |
| December | 18,700.00 |
| Unit balance | 244,200.00 |
ASB Income Distribution and Bonus Calculation
Total distribution: RM1,170.14
Investment Balance Zero
The investor has cleared the ASB account by performing a total repurchase of all units in May.
The ASB investment balance is 0 for the financial year end 2025.
Monthly Minimum Balance FYE2025
| Month | Unit balance |
|---|---|
| January | 20,000.00 |
| February | 15,000.00 |
| March | 10,000.00 |
| April | 5,000.00 |
| May | 0.00 |
| June | 0.00 |
| July | 0.00 |
| August | 0.00 |
| September | 0.00 |
| October | 0.00 |
| November | 0.00 |
| December | 0.00 |
| Unit balance | 50,000.00 |
ASB Income Distribution and Bonus Calculation
*Bonus is only for ASB account with a minimum balance of 1 unit before the income distribution announcement
Total distribution: RM229.18
FAQ
ASB income distribution for 2025 is 5.75 sen per unit. This rate comprises of income distribution and bonus.
The calculation of the income distribution is based on the average monthly minimum balance (MMB) for year 2025, as follows:
Total Monthly Minimum Balance for the Year | X | Income Distribution Rate |
| 12 Months |
The distribution policy for ASB is the fund will distribute earnings from its income, if any, to the unit holders, at the Manager’s discretion and subject to approval from the Trustee.
Since its inception, ASB has been paying out income distribution on an annual basis, with rates differing after considering the fund’s performance during each financial year.
All unit holders with a minimum balance of 1 unit in ASB at the financial year end of 2025 are entitled to receive the income distribution.
The income distribution will be reinvested as additional units and automatically credited into unit holders’ ASB accounts on 1 January 2026.