What is ASB Plus?
ASB Plus is an investment package that combines fixed-price funds and
variable price funds to provide investors with opportunities for
additional returns.
Package 1
Package 2
ASB/ASB 2 + ASN Imbang 2
(60%)(40%)
ASB/ASB 2 + ASN Equity 5
(60%)(40%)
Additional return
1.00% per annum
Locked-in period (only for ASB/ASB2)
12 Months
Sales charge for variable price funds
1.75%
Transaction Channels
1
ASNB branch
counter
2
myASNB portal
& app
How is the 1% additional
return calculated?
Example: RM10,000 investment in Package 1
ASB:
RM6,000
Total ASB Return =
Annual Income
Distribution (5.75%)*
+ Additional
Return (1%)
ASN Imbang 2:
RM4,000
Total ASN Imbang 2
Return = Capital Return
+ Income Return
(9.18%)*
- The income distribution rate is based on the 2025 rate (Source: ASB Annual Report)
- The ASN Imbang 2 total return is based on the annualised rate over 3 years (Source: ASN Imbang 2 Fund Fact Sheet, as at 31 July 2026)
*Past performance is not a guarantee of future performance
How much is the estimated total return from
ASB Plus 2025?
Investment amount: RM10,000
Investment period: 1 August 2025 – 31 July 2026
ASB
70% Allocation
= RM7,000
Return rate 2025 (5.75%)
= RM402.50
Additional return
rate (1.00%)
= RM70
Total return
= RM472.50
ASN Imbang 2
30% Allocation
= RM3,000
Net allocation
= RM3,000 – RM51.60
(ISC: 1.75%)
= RM2,948.40
Total return rate: 8.60%
Total return
= RM2,948.40 x 8.60%
= RM253.56
Final investment amount: RM10,674.46
Overall return: 6.74%
- The ASB dividend calculation is based on an estimate for an investment period spanning two financial years. The actual dividend for 2026 is not yet known and is subject to the announcement of ASB’s income distribution.
- Source from Lipper, with a total return of 8.60% for ASN Imbang 2 for the period from 1 Aug 2025 to 31 Jul 2026.
- The estimated total return depends on the timing of the purchase/investment.
- The final investment amount comprises the ASB principal allocation, the net allocation to ASN Imbang 2, and the total estimated ASB Plus return.
- The above calculation does not take into account the SST charges that came into effect on 1 October 2025.
- Past performance is not a guarantee of future performance.
Advantages of ASB Plus
Potential to generate competitive returns from existing funds, with an additional 1% per annum for ASB/ASB 2.
Strengthen savings with ASB alongside the opportunity to gain profit through variable-price fund price appreciation.
Diversify investments for growth potential and risk protection.
