Advantages of Hibah Amanah

Unit Holders determine the beneficiaries and its distribution.

Beneficiaries are the absolute receivers.

Competitive service fees.

Letter of Administration or Grant of Probate is not required.

Unit Holder still retains control and enjoy the investment benefits while alive.

Without Hibah Amanah

Beneficiaries have to acquire Letter of Administration or Grant of Probate to claim.


The beneficiaries and distribution of the estate are subjected to the Distribution Act 1958 / consent from heirs who are stated in the Letter of Administration / Grant of Probate.

Beneficiaries have to undergo the estate administration processes and bear all cost involved.

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